Privacy Policy for RytCard
Effective date:
This detailed policy explains how RytCard protects your privacy and handles your data. We're committed to transparency and security in all our practices.
Original Policy (Unmodified)
RytCard (“we,” “our,” “us”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard your data when you use our mobile application (“App”).
1. Information We Collect
- Name – to personalize your account.
- Payment Details – limited information necessary to provide functionality within the app.
- Last 4 Digits of Card – stored to help you identify your saved cards.
2. How We Use Your Information
- Your data is used only to provide and improve the functionality of the RytCard app.
- We do not use your data for targeted advertising, marketing, or any personal profiling.
- The information is accessible only to you when logged in to your account.
3. Data Security
- Your data is encrypted and securely stored.
- Only authenticated and logged-in users can access their own data.
- We regularly review our security practices to safeguard against unauthorized access.
4. Data Sharing and Disclosure
- We do not sell, rent, or share your personal data with third parties for marketing or advertising purposes.
- Data may only be shared if required by law, legal process, or to protect our rights.
5. Your Rights
- Access and view your data within the app.
- Request deletion of your account and associated data.
- Contact us for any concerns related to your privacy.
6. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any updates will be posted in the app with a revised “Effective Date.”
7. Contact Us
📧 Email: support@rytcard.com
Scope & Definitions
Scope. This Policy applies to the RytCard mobile application and related services we operate. It does not cover third-party websites, services, or content we do not control.
Definitions. "Personal Data" means any information relating to an identified or identifiable individual. "Processing" means any operation performed on Personal Data (collection, storage, use, deletion, etc.).
Legal Bases (GDPR)
- Contractual necessity – to provide the core app features you request.
- Legitimate interests – to maintain security, prevent abuse, and improve the app in a way that respects your rights.
- Consent – where required (e.g., optional features). You may withdraw consent at any time via in‑app settings (where available) or by contacting us.
Data Retention
- Account & Profile: retained while your account remains active.
- Card Metadata (e.g., last 4 digits): retained while the card remains saved in the app or until you remove it.
- Payments/Transactions you enter: retained until you delete them or delete your account.
- We may retain minimal records where necessary to comply with law, resolve disputes, or enforce agreements.
International Data Transfers
Your information may be processed and stored in countries other than your own. Where applicable, we use appropriate safeguards (e.g., contractual clauses) to protect your data.
Your Rights (Expanded)
- Access/Portability – request a copy of your data.
- Rectification – correct inaccurate or incomplete data.
- Deletion – request deletion of your data, subject to legal limits.
- Restriction/Objection – request we limit or stop certain processing.
- Consent withdrawal – withdraw consents at any time.
- Complaint – lodge a complaint with a supervisory authority (GDPR) or Attorney General (as applicable).
How to Exercise Your Rights
- Use in‑app controls (where available) to view/delete items or your account.
- Email support@rytcard.com with your request.
- We may take steps to verify your identity before acting on requests.
Third-Party Processors
We may use trusted service providers (e.g., cloud hosting, analytics) who process data on our behalf under confidentiality and security obligations. Examples may include cloud infrastructure and authentication providers.
Security Measures (More Detail)
- Encryption in transit (TLS) and secure authentication.
- Least-privilege access and periodic access reviews.
- Secure development practices and monitoring for abuse.
Children's Privacy
RytCard is not directed to children under 13, and we do not knowingly collect personal information from children.
Changes to This Policy
We may update this Privacy Policy from time to time. We will post the new policy here and update the effective date above.
Contact Us
📧 Email: support@rytcard.com